Estimate
Upload your bank statements for an income estimate
Drop 12 months of statements if you have them. Fill in your first name, mobile phone, and state.
The Mortgage King™ is a division of Liberty Group Funding, Inc., NMLS #1493267
Default method (common bank-statement practice — not a specific lender).
We add deposits that look like income, skip transfers between your own accounts and skip loan proceeds, average the rest over the months we could read, then apply an expense factor. Large deposits stay in the calculation and are called out in case they need an invoice.
PDFs work best. Photos are accepted; anything we cannot read is flagged for John. We do not ask for a Social Security number, date of birth, or bank login. Where your statements are stored
This estimate does not constitute a loan approval, specific rate, term, or product. All income analysis needs to be approved by an underwriter. Loan approval is subject to final underwriting approval. Consult The Mortgage King™ for a more detailed review of your income and credit position.
This is not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility. Programs and guidelines are subject to change without notice. Liberty Group Funding, Inc. is a mortgage broker and does not make loans directly.
Prefer to talk through the statements instead?
Call, text, or send the short pre-qualification form. No Social Security number, date of birth, or bank logins.
The Mortgage King™ is a division of Liberty Group Funding, Inc., NMLS #1493267