“If we can’t close it, Nobody can” Our main source of business is mortgage denials from our competitors. Banks and large lenders have a constant flow of customers coming in from the millions of dollars spent in advertising, so they can be picky with the loans they choose to approve. While they may prefer borrowers that have higher credit scores and lower debt to income ratios, we approve as long as it meets the bare minimum of FHA, VA, USDA, and Conventional guidelines.

You see, all FHA, VA, USDA, and Conventional mortgages follow the same basic guidelines set forward by their respective agency. Banks and lenders will add additional rules and guidelines to wean out what they would consider non-creditworthy mortgages. We have no extra rules, zip, nada, none. That is why our referral partners say time and time again, “if we can’t close it, nobody can”.

Does your bank offer 500 credit score FHA and VA mortgages? Because we do. Does your lender allow for the max debt to income ratio allowed? Because we do. Message us today for a free mortgage analysis. Our team of mortgage professionals will dissect your file to see what the others missed and, more likely than not, turn you into a home owner.