Learn
Guides for self-employed borrowers and investors
Short explainers. No rate tables. Written so you can send them to a partner or a CPA.
Non-QM basics
Bank statement loans explained
How bank statement loans use deposits instead of tax returns, who they help, and what to gather before you apply in Florida, Pennsylvania, or New York.
Investor loans
How DSCR is calculated
A plain-English walkthrough of Debt Service Coverage Ratio for investment property, with an example-only worksheet and what lenders may change.
Choosing a path
Non-QM vs conventional: which fits you
A side-by-side explanation of conventional (Fannie/Freddie) loans versus non-QM paths like bank statement and DSCR, without rates or promises.
Tell us the scenario. We will tell you if we can help.
Call, text, or send the short pre-qualification form. No Social Security number, date of birth, or bank logins.
The Mortgage King™ is a division of Liberty Group Funding, Inc., NMLS #1493267